Your bank will lend you $6.000 for 45 days ot a cost of $93 interest. a. What is your annual rate of interest? (Use 365 days in o year. Do not round intermediate calculations. Round the final answer to 2 decimal places.) Annual rate of interest b. What is your effective annual rate? (Use 365 days in a year. Do not round intermediate calculations. Round the final answer to 2 decimal places.) Effective annual rate