Your bankcard has an APR of 18% and there is a 3% fee for cash advances. The bank starts charging you interest on cash advances immediately. You get a cash advance of $1,900 on the first day of the month. You get your credit card bill at the end of the month. What is the total finance charge you will pay on this cash advance for the month? (Hint: Use the simple interest method plus the cash advance fee.) (Round your answer to 2 decimal places.)