Your business has experienced some financial distress. Your assets have an equal chance of being worth RM2,000 and an equal chance of being worth RM1,000 at year's end. Your debt is RM1,000 and due at the end of the year. Your creditors (or debtholders) will receive RM1,000 when the assets are high and RM800 when they are low. What is your expected payoff? (8 marks)