Your client bought a $1000 face-value bond with 20-years remaining to maturity for $1,250. The bond pays a semi-annual coupon at 10% APR compounded semi-annually. However, 3 years later (just after receiving his 6th semi-annual coupon payment), he sold the bond for $1,226. What was his realized yield (or realized return) stated as an APR with semi-annual compounding? Enter rate in decimal form, rounded to fourth digit, as "0.1234".