Your client has asked you to determine how much money she will have to retire on in 20 years when she is 65. She currently has $300,000 in her retirement account and plans on adding an additional $30,000 every year starting at the end of this year. Assuming she gets a 10 % return (compounding annually), how much would she have at the end of 20 years? (assume the payments are at the end of the period)