Your client has been given a trust fund valued at $1.17 million. He cannot access the money until he turns 65 years old, which is in 30 years. At that time, he can withdraw $21,500 per month.

If the trust fund is invested at a 4.0 percent rate, compounded monthly, how many months will it last your client once he starts to withdraw the money?(Do not round intermediate calculations and round your final answer to 2 decimal places.)