Your client, Hudson, meets with you for an annual review. Hudson is single with no children.He tells
Question:
Your client, Hudson, meets with you for an annual review. Hudson is single with no children.He tells you that he has recently started a new position and has just become eligible to join the group extended health insurance plan.The group plan includes coverage for prescription drugs, enhanced medical and hospital care, dental care, vision care, and accidental death and dismemberment (AD&D). When Hudson asks you to explain about group coverage in more detail, which of the following would be a CORRECT explanation that you could provide to Hudson?a)Hudson's employer will typically pay 100% of his group health insurance premiums.
b)To qualify for AD&D benefits, Hudson's death or loss must occur within one month of the accident.
c)Hudson would not be covered for services such as massage therapy and chiropractic treatment.
d)Vision care will generally be the most expensive element of Hudson's group insurance plan.