Your client is 25 years old. She wants to begin saving for retirement, with the first payment starting right now. She can save $5,500 per year, and you advise her to invest it in the stock market, which you expect to provide an average return of 7% each year until she retires. [10 points] a) If she follows your advice, how much money will she have at 65 when she retires? b) She expects to live for 35 years after she retires. If her investments earn 3% after her retirement