Your client is 37 years old. She wants to begin saving for retirement, with the first payment to come one year from now. She can seve 514 ,000 per year, and you advise her to invest it in the stock market, which you expect to provide an average return of 12% in the future. a. If she follows your advice, how much money will she have at 65 ? Do not round intermediate calculations. Round your answer to the nearest cent: 5 b. How much will she have at 70? Do not round intermediate calculations, Round your answer to the nesrest cent: 5 c. She expects to tive for 20 years if she retires at 65 and for is years if she retires at 70 . If her imvestments continue to eam the same rate, how much wit she be able to withdraw at the end of each yeer aner retirement at each retirement age? Do not round intermediate calculabons Round your answen to the nearest cent. Annual withdrawais of she retires at 65:5 Annual withdrawals if she retires ot 70:5