Your client, Jamie Rhodes, who struggles with saving (not spending) money just inherited 513,000. She does pay her minimum monthly chodit card payments on time, and she saves enough in her 401(k) plan to receive the entire employer match. Which of the following options would be the best thing to do with the $13.000 from a purely financial, short-term perspective? Use the $13,000 to pay off credit cards with average interest costs of 17% Invest the money in bar 401(k). Pay down $6,500 of credit card debt and deposit $6,500 into an emergency fund, Spend the money on something she really wants Deposit the $13.000 into an emergency fund caring 1%