Your client, John B., who is 28 years old, comes to you with the following details and goals: He currently makes $75,000 per year. His salary is expected to grow at 5% per year. He would like to retire at age 65. He believes he can earn 9.5% on his investments during his working years and 5.5% during his retirement years. He would like to make monthly withdrawals from his retirement account equivalent to what his salary is during his last year of work. This figure should be adjusted for inflation each year in retirement, and he will make withdrawals at the beginning of each month. The inflation rate during his entire life is expected to be 2.65% per year. He would like to buy a vacation home the year he retires. This is expected to cost $300,000 in today's dollars. He also would like to leave his heirs $200,000, in today's dollars, at the end of his life. His life expectancy is 93 years old. How much would you recommend John B. save each month from now until he retires in order to achieve all of his goals