Your client, Joshua, has an individual disability plan to age 65, with a recurring disability benefit and a 3-month waiting period. Joshua suffered a heart attack on his 48^th birthday, and as a result has been off work for 9 months. For the past 3 months Joshua attended rehabilitation every week and as a result was able to return to work. Unfortunately, when he returned to work, he began to experience chest pain his first day back and as a result his doctor told him to stay off work and attend rehabilitation for the next four months. Given this scenario Joshuas policy would pay him for a total of:

	A.	7 months
	B.	10 months
	C.	9 months
	D.	13 months