Your client, Leanne, is trying to assess her disability income insurance needs and consults with her insurance advisor Logan. Leanne earns an annual salary of $80,000. She also receives $30,000 per year in rental income from an apartment building that she owns and $10,000 in investment income. Which of the following statements is incorrect? 

The insurer will insure Leanne for 100% of her net income. 

The insurer will not take her rental income into account when determining the amount that it will pay in benefits.

 Logan should take the rental income into account when determining the amount that Leanne requires in disability benefits. 

The insurer will not take her investment income into account when determining the amount that it will pay in benefits.