Your client, Vanessa, applies for life insurance and the application goes to underwriting. Vanessa is a 49 year woman with average height, weight, and health and she is a non-smoker. Which risk class will Vanessa most likely be assigned to given the information on her in this scenario? Vanessa will be assigned to a "Rated" risk class which means that she represents an average level of risk and premiums will be at the standard rates. Vanessa will be assigned to a "Preferred" risk class which means that she represents a low level of risk and premiums will be at preferred lower rates. Vanessa will be assigned to a "Standard" risk class which means that she represents an average level of risk and premiums will be at the standard rates. Vanessa will be assigned to an "Upgraded" risk class which means that she represents a low level of risk and premiums will be at preferred lower rates