Your clients earn $10,000 per month before taxes, $8,000 per month after taxes. Their student and auto loan payments total $1,200 per month. They want to know if they will qualify to buy a home that would have a payment of $2,300 per month. You calculate both of their housing ratios to be: Group of answer choices 28.72% / 43.75% none of these 15% / 28.75% 12% / 235 23% / 35%