Your clients want to have 10,000 at the end of the next 2 years and 25,000 at the end of the third year for travel. they wish to use a lump sum of assets in order to accomplish this goal. What amount must be deposited in an account that earns 7% annually? assume your client has 40,000 to invest. what average annual rate of return would they have to earn on their investment in order to achieve their goals?