Your company has a customer who wants to purchase $5,000 of goods on credit. Assume an investment of 90% of the amount of the sale and a required return of 20% APY. The customer has a 95% probability of paying the $5,000 in 3 months and a 5% probability of not paying at all. Estimate the probability of payment required for your company to break even. (Enter your answer as a decimal accurate to four decimal places)