Your company's summarized financial information for the beginning and projected end of the current year is as follows: Beginning of the Year - Assets $90,000, Liabilities 30,000, Equity 60,000, Net Income = Blank. End of the Year (projected) - Assets $100,000, Liabilities 30,000, Equity 70,000, Net Income = 15,000. Your company is considering issuing 25 bonds at the end of the year (December 31st). The bonds will pay 7% interest semi-annually for 30 years and the market rate for similar bonds is 7%. Calculate the following ratios with and without the bond issue: ROA, ROE, Debt Ratio, D/E, Dividends.