Your cousin Karl is bragging about his huge income tax refund. What is the best way you can respond? Select an answer: Provide Karl with tips on his withholdings so he can receive an even larger refund next year. Ask Karl to give you advice on how to get such a big tax refund. Explain to Karl that what he probably did was provide the government an interest-free loan with his money. Advise Karl to spend his refund wisely in case the tax rates increase, and he receives a smaller refund next year