Your credit card company charges an annual percentage rate $($APR$)$ of $2\mathrm{.}49\%.$ However, the company compounds interest monthly. What is the effective annual rate $($EAR$)?$

$2\mathrm{.}52\%$

$2\mathrm{.}49\%$

$0\mathrm{.}83\%$

$0\mathrm{.}00\%$

$1\mathrm{.}25\%$