Your credit card statement for the month of November (30-day month) is below.

Date:	Transaction	Amount
11/1 11/10 11/15 11/30	Purchase Payment Purchase Purchase	$ 140 700 140 440

Previous balance (October 31): $1,200.

APR = 19.9%.

Assume ADB including new purchases.

Find:

1. Average daily balance,
2. Monthly interest charge, and
3. Balance at beginning of December.