Your favorite aunt opens a savings account on your name and deposits $4,000 at the end of each year for 9 years. The account earns an interest rate of 1.6%. After the final deposit, you move the accumulated savings to your brokerage account and invest in the stock market, where they earn an average return of 6.1% for the following 20 years. How much will you have in your account at the end? Round to the nearest cent