Your FICO score makes a big difference in how lenders determine what interest rate to charge you. Consider the situation faced by Edward and Jorge. Edward has a fairly poor FICO score of

$660$ and, as a result, pays $18\mathrm{.}0\%$ APR on the unpaid balance of his credit card. Jorge has a FICO score of $740$ and pays only $7\mathrm{.}3\%$ APR on the unpaid balance of his credit card. If both persons

carry an average balance of $$3,000$ on their credit cards for three years, how much more money will Edward repay compared with what Jorge owes $($moral: you want a high FICO score$)?$ Assume

monthly compounding of interest.

Edward will repay $

more. $($Round to the nearest dollar.$)$