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Your first step in retirement planning is to: estimate your spending needs. analyze your current assets and liabilities. adjust your spending needs for inflation. evaluate

Your first step in retirement planning is to:

  1. estimate your spending needs.
  2. analyze your current assets and liabilities.
  3. adjust your spending needs for inflation.
  4. evaluate your planned retirement income.
  5. determine if you'll have to work during retirement.

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