Question
Your friend has an auto insurance policy with Part A of 50/150/30, Part B of $1,000 per person, Part C of 50/150 and Part D
Your friend has an auto insurance policy with Part A of 50/150/30, Part B of $1,000 per person, Part C of 50/150 and Part D collision only (no other-than-collision insurance) with a deductible of $500. While driving home, he fell asleep at the wheel and crashed into the porch of a home, causing $3,500 of damage. His car sustained damage to the front and right side in the amount of $2,300 and he was taken to the hospital for observation. The emergency room bill was $2,300. What will the insurance company pay and what will he have to pay out of pocket or with another insurance policy?
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