Question
Your friend has an auto insurance policy with Part A of 50/150/30, Part B of $1,000 per person, Part C of 50/150 and Part D
Your friend has an auto insurance policy with Part A of 50/150/30, Part B of $1,000 per person, Part C of 50/150 and Part D collision only (no other-than-collision insurance) with a deductible of $500. While driving home, he fell asleep at the wheel and crashed into the porch of a home, causing $3,500 of damage. His car sustained damage to the front and right side in the amount of $2,300 and he was taken to the hospital for observation. The emergency room bill was $2,300. What will the insurance company pay and what will he have to pay out of pocket or with another insurance policy?
(In drafting your response, please be specific regarding what parts of the policy apply for each specific loss.)
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