Your friend is celebrating her birthday and wants to stsrt saving for retirement. she has provided you with the following info:

- 30 years until retirement

- amount to withdraw each year in retirement: $120,000

- years to withdraw in retirement : 12

- interest rate while saving: 9%

- interest rate in retirement: 6%

- saved today (nest egg): $25,000

The first deposit will be made one year from today, and the last deposit will be made on the day she retires. Her first withdrawal will not occur until one yesr after she retires, and she plans to spend her entire nest egg. calculate the amount she will need to save on the day she retires (round to 2 decimals).