Your friend is continuing his medical school studies, he asked you for a financial help to register next fall after one year). He needs AED65,000 each year for the first two years. After that he will be in residency for 2 years. He will be able to pay you back AED10,000 each year. Then he graduates (after 4 years) and becomes a fully qualified doctor and will be able to pay you AED40,000 each year. He promises to pay you AED40,000 for 5 years after he graduates. Assuming an interest rate equal to 5%, are you taking a financial loss or gain by helping him out? Provide the value of the gain or loss Year Cash flows 11 2 3 15 16 7 19 Excel