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Your friend who is running a small medium enterprise (SME) in Malaysia has benefited from the depreciation of ringgit against US dollar by receiving many

Your friend who is running a small medium enterprise (SME) in Malaysia has benefited from the depreciation of ringgit against US dollar by receiving many new foreign orders. Based on this module content outline, suggest and explain THREE (3) most effective ways to protect your friend against credit risk on these foreign sales.

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