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Your friends, a married couple, is trying to take the high road for retirement planning but they think they have a problem. They each have

Your friends, a married couple, is trying to take the high road for retirement planning but they think they have a problem. They each have a Roth IRA, and they want to contribute (add money) into each of the two accounts, but one of them volunteers at a food bank full time and doesn't have any earned income. Does the volunteer need to get a paid position in order to qualify to add money to their Roth IRA? What do you tell them?
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