Your friends are purchasing a house for $182,000.

If they put 20% down, how much will their down payment be for their mortgage? 2 points

The bank agreed to an APR of 3.15% for a 15 year mortgage. According to Excel, the monthly mortgage payment would be $1016.02. If your friends accept this loan, how much will they pay in total over the lifetime of the loan? 2 points

How much would be paid on interest over the life of the loan? 2 points