Your investment portfolio was worth $86,000 five years ago and it is now worth $130,000. In the past 5 years you were also paid out $14,000 in cash dividends. What is the holding period return (HPR) on your portfolio during this period? (Important: please enter your answer as a decimal, so for example 10.1% or -10.1% would be entered in as .101 or -.101 respectively).