Your local travel agent is advertising an upscale winter vacation package for travel ten years from now to Antarctica. The package requires that you pay $20,000 today, $30,000 one year from today, and a final payment of $48,000 on the day you depart ten years from today. What is the cost of this vacation in today's dollars if the discount rate is 20 percent?

52,752.27 100,532.12 80,812.98 128,574.72 79,005.20