Your organization, located in Manitoba, will be enhancing the group benefits plan offered to employees in two months by adding accidental death and dismemberment (AD&D) coverage and vision care coverage. The organization will pay 50% of the cost of the AD&D premiums and 50% of the cost of the vision care premiums, with the employees paying the other 50% of each premium. The Acting Director of Finance, Constance Laval, has requested that you, as the Payroll Manager, prepare a communication for the employees, explaining how these new benefits will impact their net pay.

• Any responses taken directly from the external government resource or course material will not be accepted. Information referenced from the government resource(s) and the course material must be cited.
• please mention the references and sources