Your parents set up a trust for you that you will not have access to until your 30th birthday, which is exactly 9 years from today. By prior arrangement, the trust will be worth exactly $200,000 on your 30th birthday. You need cash today and are willing to sell the rights to that trust today for a set amount. If the discount rate for such a cash flow is 12%, what is the maximum amount that someone should be willing to pay you today for the rights to the trust on your 30th birthday