Your parents set up a trust fund for you 10 years ago that is now worth $42,871.78 If the fund earned 8% per year, how much did your parents invest? PV? What is the relationship between present value and future value? Suppose you need $5,000 in 5 years. If you can earn 6% annually, how much do you need to invest today? (above) If you could invest the money at 12%, would you have to invest more or less than at 6%? How much?