Your posts could include any of the following: initiating a question regarding this week's course content, responding to your group member's questions, initiating a discussion by commenting on what you find most interesting in this chapter (or relating to your own experiences), and adding comments to an ongoing discussion. Here are a few prompts for this week's discussion in case you find them helpful:

• Which retirement investment tools (such as Roth IRA and 401(k)) are you currently using/most likely to use?
• How would you decide how much to save for retirement each month (after getting a full-time job)? Do you have a target age to retire?

Please still feel free to discuss any topics (related to this chapter's content) that you find interesting. The goal of muddiest point discussion to make learnings fun and practical, at the same time building a strong community.To earn the full points, your post should have at least100 words. Remember to add details and examples to your discussion.Please refer to the syllabus for more instructions on the Muddiest Points discussion.