Your spouse provided the following information information about your family: salaries, $46,000; mortgage payment, $7,703; food, $2,324; interest income, $531; transportation, $1,547; dividend income, $552; automobile payment, $3,354; clothes and personal, $2,942; student loan payment, $1,278; property taxes, $1,538; utilities, $3,706; insurance, $2,465; income taxes $9,422; and recreation and vacation, $2,807. Construct a personal income statement for the family and determine what is the family's disposable income?