Your truck has a market value of $62,900. You can sell it to your brother, who agreed to buy it now and pay $79,100 three years from now, or you can sell it to your cousin who agreed to pay you $69,000 at the end of the year. To whom should you sell the truck if your cost of capital is 7 percent? (Enter negative amounts using either a negative sign preceding the number e.g. -45 or parentheses e.g. (45).

cash inflow, brother:

Cash inflow cousin:

you should sell truck to :