Your wealthy uncle established a bank account with $$2,300$ for you when you were born. For the first $7$ years of your life, the interest rate earned on the account was $5\%.$ Since then, rates have been only $3\%.$ Now you are $22$ years old and ready to cash in$.$ How much is in your account? $($Do not round intermediate calculations. Round your answer to $2$ decimal places.$)$