You're an analyst with IKEA North America, seeking to determine the best time to open new stores in emerging markets. A headline reads that banks are increasingly reluctant to lend money. How would this impact IKEA's investment strategy? Group of answer choices The federal funds rate would fall, shifting the MP curve up, raising the real interest rate, and resulting in a rightward movement along the IS curve. Banks lend less money, which raises input prices, shifting the Phillips curve up, resulting in higher inflation. The risk premium would rise, shifting the MP curve up, raising the real interest rate, and resulting in a leftward movement along the IS curve. Banks lend less money, which lowers input prices, shifting the Phillips curve down, resulting in lower inflation