You're shopping for a big loan, but you have misgivings about Eileen, the loan officer, at an institution you just visited. What are some reasons that may have you uneasy about accepting a loan there? Check all that apply. Eileen pointed out that the APR and interest rate were different. Eileen went over the fine print, such as late payment charges and prepayment provisions. Eileen volunteered pertinent information that you didn't even know enough to ask about. When you filled out the loan application, Eileen told you to leave out the smaller amounts you owe to department stores. Eileen told you that the interest rate is the only important fee to worry about and that discussing the APR is an unnecessary complication. Eileen discussed options for taking out a smaller loan, such as selling current assets to raise a bigger down payment. Eileen encouraged you to shop around. Eileen spent most of the time emphasizing benefits of loans with balloon payments and interest-only payments. What are the characteristics of your reasons for feeling uneasy about Eileen the loan officer? Check all that apply. The loan officer's embellishment of the facts Feeling under pressure to make a decision The way the loan officer omitted pertinent information Your friend suggested you look into a variable-rate loan. What questions should you ask? Check all that apply. Is there a maximum rate? What changes after a rate adjustment-the monthly payment amount or the number of monthly payments left on the loan? Can I afford the maximum possible monthly payment? How many points are added to the base rate? Given the long list of relevant loan-related considerations described above, the paradox of choice often arises when attempting to make borrowing decisions. Which of the following phrases addresses the characteristics and recommended solutions for this phenomenon? Check all that apply. Arises when there are too many complicated choices, such you can become overwhelmed and make poor decisions Identify your goals and a framework for evaluating any trade-offs that must be made when making your decision Keep it simple and select the easiest or least expensive alternative Prepare a list of possible alternatives and make a random selection