You've just been hired at a new job. You expect to work there for 5 years. Your boss offers you a hiring bonus of either $2,975 today, or an additional $20 per month, starting next month, on your salary. If your investments earn 2.91% APR (compounded monthly), how much would you gain or lose by taking the cash-bonus today? If you would lose money, indicate your answer with a negative number. The current cost of graduate school tuition is $19,383 per year. The cost of tuition is rising at 7% per year. You plan to attend graduate school for 3 years starting 3 years from now. How much do you have to invest today if your savings account earns 4.24% APR compounded annually to just fund your tuition