You've just graduated and have tw job offers. Both cut paychecks at the end of each pay period. The first pays an annual salary of $60,000, payable at the end of the first year, with $2000 raises each subsequent year. The second offer is a semi-annual salary of $30,000 with $600 raises every six moyiths. You plan to stay on either job for three years. Assuming an eight percent nominal rate, which is better in today's dollars