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Yu-Na must borrow $657 from the bank to pay her phone bill. She plans to repay this loan by making monthly payments to the bank

Yu-Na must borrow $657 from the bank to pay her phone bill. She plans to repay this loan by making monthly payments to the bank of $31 per month. If the annual interest rate on the loan is 10.68 percent and she makes her first $31 payment in 1 month from today, then how many payments must Yu-Na make? Round your answer to 2 decimal places (for example, 2.89, 14.70, or 6.00).

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