Zac and his two friends were driving back from a football game in the snow and crashed into an embankment after driving over a mailbox. He had $$3,500$ damage to his vehicle, $$300$ for the mailbox, and his rear passenger wasn$$t wearing a seatbelt and he suffered a neck injury that resulted in $$12,500$ in chiropractor expenses. His personal auto policy has coverage limits of $25/50/10,$ collision coverage with a $$500$ deductible, and comprehensive with a $$250$ deductible. What will his insurance company pay?