Zahid is 20 years old today. He makes a wish that after 20 years from now he will be stop working and enjoy his life on travelling around the world for 10 years more. In case he needs RM30,000 per year once he stop working, with the 1st withdrawal one year after quit form working. He also estimates will earn 10% per year on saving account. a) How much must Zahid deposit each year in a saving account, starting one year from today, so that he had enough funds after stop working? b) How much must Zahid deposit in a saving account today so that he has enough funds for travelling around the world?