Zarafsa needs to accumulate$10,000. To do so she plans to make deposits of $1250 per year with the first payment being made a year from today in a bank account that pays 12% annually. Her last deposit will be less than $1250 if less is needed to round out to $10,000. How many years will it take you to reach $10,000 goal and how large will the last deposit be?

please give the answer within 25 min.