Zax started a small business selling computers and accessories last year. He took out a loan at the time, and currently owes the bank $217,000. Below is some additional information regarding Zax's loan:

• Zax has been making level monthly repayments on his loan, and will continue to do so. The next payment is due exactly one month from today.
• The bank is charging Zax interest on this loan at 9.8% p.a. effective.

As a result of the lockdowns, the bank has announced it will immediately lower the interest rate they are charging on loans to help small businesses. They are now charging an effective monthly rate of 0.46% on all loans (including Zax's).

Despite the lockdown, Zax has found that business has actually improved slightly, as more people are buying computers and accessories to set up their home offices. Zax has decided to increase his repayment to $2821 per month starting next month.

1. How many full payments of $2821 will Zax make under this new arrangement? Keep in mind the bank is now charging a new interest rate, Zax still currently owes $217,000 on the loan, and the first repayment moving forward is exactly one month from today.
2. Calculate the size of the extra payment made exactly one month after the last full payment of $2821. Give your answer to the nearest cent.If there is no extra repayment needed, then your answer would be 0.