Zellars, Inc. is considering two mutually exclusive projects, A and B$.$ Project A costs $$95,000$ and is expected to generate $$65,000$ in year one and $$75,000$ in year two. Project B costs $$120,000$ and is expected to generate $$64,000$ in year one, $$67,000$ in year two, $$56,000$ in year three, and $$45,000$ in year four. Zellars, Inc's required rate of return for these projects is $10\%.$The modified internal rate of return for Project A is